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A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties notably, the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena (founded in 1472), while the oldest existing merchant bank is Berenberg Bank (founded in 1590). The concept of banking may have begun in ancient Assyria and Babylonia with merchants offering loans of grain as collateral within a barter system. Lenders in ancient Greece and during the Roman Empire added two important innovations: they accepted deposits and changed money.

This GIF Bitmap Image Baking Free Download Image is a part of Baking Category in Food Folder. Baking Free Download Image has a Resolution of 359x589 Pixels. Baking Free Download Image is of .gif (Graphics Interchange Format) Format. It's Size is 46.5KB. This GIF has been Downloaded 86 times till now. Baking Free Download Image was Added on 29-02-2024. Download Baking Free Download Image by clicking the button below:

Image Name: Baking Free Download Image
Image Category: Food / Baking
Date Added: 29-02-2024
Resolution: 359x589

Format: GIF
Downloads: 86
Views: 83
Size: 46.5KB

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